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Seniors & Retirees

Did you know life events like marriage, birth and divorce may have a significant tax impact?
Organized by type of life event this page provides resources that explain the tax impacts of each.

Filing Your Taxes
Everything you need to file your individual federal income tax return.

Tax Scams/Consumer Alerts
The IRS urges taxpayers not to fall victim to tax scams. If it sounds too good to be true, it probably is.

Free Tax Return Preparation for Qualifying Taxpayers
The Tax Counseling for the Elderly (TCE) program offers free tax help for all taxpayers, particularly those who are 60 years of age and older, specializing in questions about pensions and retirement-related issues unique to seniors. The IRS-certified volunteers who provide tax counseling are often retired individuals associated with non-profit organizations such as AARP Tax-Aide, that receive grants from the IRS.

Required Minimum Distributions
You generally have to start taking withdrawals from your IRA or retirement plan account when you reach age 70½. Roth IRAs do not require withdrawals until after the death of the owner.

Retirement Plan Contribution Limits
There are limits to how much employers and employees can contribute to a plan (or IRA) each year. The limits differ depending on the type of plan.

Life Events That May Have Tax Consequences for Seniors and Retirees
Some events in the lives of seniors and retirees may affect their tax responsibilities. This page contains links to more information.

Replacement Forms SSA-1099 and SSA-1042S
The Social Security Administration (SSA) web site allows you to view, print, save, or mail a replacement Form SSA-1099 and Form SSA-1042S for the prior tax year.

Special Rules for Seniors when deducting medical expenses
The Social Security Administration (SSA) web site allows you to view, print, save, or mail a replacement Form SSA-1099 and Form SSA-1042S for the prior tax year.

Publications for Older Americans
A list of publications and forms that address tax issues for retirees and senior citizens.

Page Last Reviewed or Updated: 22-Apr-2015

ACA What's New for Individuals and Families