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Retirement News for Employers Archive

A publication of the Employee Plans office of the Tax Exempt and Government Entities (TE/GE) Operating Division of the IRS, these newsletters present retirement plan information for employers and business owners. The freely available Adobe Acrobat Reader software is required to view, print and search these files.

Issue Highlights Release Date
Winter 2014 Retirement plans for your small business; SEP Plans; SIMPLE IRA Plans; Saver’s Credit; Safe-harbor 401(k) notice; Mark your calendar; Roth account in your retirement plan; MyRA program 02/2014
Fall 2013 IRA year-end reminders; 2014 cost-of-living adjustments; 403(b) written plan requirement; Annual notice – SIMPLE IRA plan; Automatic enrollment plans; Forms and Publications; Mark Your Calendar; DOL News 11/2013
Spring 2013 Plan operation; Internal controls; Voluntary Correction Program; Determinations; Consequences of taking a hardship distribution from your 401(k); Loans; Individual limits; Presentations; Mark Your Calendar; DOL Corner 08/2013
Winter 2013 Didn’t adopt a 403(b) written plan by December 31, 2009?; Use the VCP submission kit if you missed the 403(b) written plan deadline; What your organization should do if it has a 403(b) plan but has lost its tax-exempt status; Is your organization eligible to have a 403(b) plan and what to do if it was never eligible?; New 403(b) Fix-It Guide helps you to find, fix, and avoid 403(b) plan errors; 403(b) plan audits discussed by Monika Templeman; Required minimum distribution FAQs; Correcting Plan Errors; Can my employer deposit SEP contributions into my traditional IRA?; Saver’s Credit – contributing to your IRA by April 15 may reduce your 2012 taxes; Leaving your Job? What you can do with your retirement plan balance; Tips to help you take responsibility for your retirement; New Phone Number to Check the Status of VCP Submissions; Mark Your Calendar; DOL News; Updates to Publications 03/2013
Fall 2012 Hurricane Sandy relief – chart; FAQs; and news release; Plan operations – plan loans; internal controls;, fixing plan mistakes – when you deposit salary deferrals late; and mark your calendar; IRAs and IRA plans – SIMPLE IRA plans – matching and nonelective contributions; IRA year-end reminders; and required minimum distribution comparison chart; Forms and publications - Forms W-2 and W-3 – make sure the retirement plan information is correct; form due date chart,; Publication 4118; and Publication 4484; Publication 5036; New on the Web; DOL Corner 12/2012
Spring 2012 Plan Errors: SEP plans, SIMPLE IRA plans. SARSEP plans; 5500-EZ LESE Project; Pre-approved defined benefit plans;  Plan operations: SIMPLE IRA plans, 403(b) Plans Phone Forum on June 12, and Required Minimum Distributions; Retirement Savings Tips: Matching Contributions, Age Matters - in your retirement plan; ERPA Conference (June 7-8); IRS Tax Forums (various dates); IRS’s Advisory Committee on Tax Exempt and Government Entities; Updated - Designated Roth Accounts, Publication 4530 and Enrolled Retirement Plan Agent Web pages; Mark Your Calendar; DOL News 06/2012
Winter 2012 Plan Issues: 401(k) Questionnaire Interim Report; entire calendar-year compensation for determining employer contributions to SIMPLE IRA plans; April 30 deadline for employers to adopt and submit determination letter applications for pre-approved defined benefit plans; Plan Loans: What’s a reasonable interest rate for participant loans?, Before you take a loan from your retirement plan, there are a few rules you need to know; Forms - Tips for Form 5558, Using old forms may cause errors and could result in processing delays; Required Minimum Distributions - IRA required minimum distribution rules, RMD rules for non-IRA plans for retiring participants over age 70½; Individual Income Taxes - Saver’s Credit, 2010 Roth rollovers and conversions; Phone Forums and Webinars; New on the Web; Tax Practitioners - Retirement Plans News widget, Employee Plans videos, IRS social media tools; Mark Your Calendar; DOL News 01/2012

Fall 2011

Paying Retirement Plan Benefits; Maximize your Retirement Savings in 2012; SIMPLE IRA plans can’t be amended or terminated during the plan year; SEP and SIMPLE IRA plans don’t have the same contributions limits as IRAs; Disaster Relief for Retirement Plans and IRAs; Exam Director discusses priorities for the current fiscal year; EPCRS Phone Forum; Join the ACT!; Revised Form 5300; Form 5558 Reminders; Form 8955-SSA FAQ; Mark Your Calendar; DOL News

11/2011

Summer 2011

Tips - Avoid compensation-related errors; How to correct - Fix contributions based on the wrong definition of compensation; Partners - Determine a partner’s “compensation” for retirement plans; Plan Distributions - How much to withhold; Exam Update - LESE exam projects; News widget; Phone Forums; Past presentations; Disasters; EP Recent Published Guidance; DOL News; Mark Your Calendar; Retirement Tips for Individuals

08/2011

Spring 2011

Retirement Plans for Self-Employed People; Voluntary Correction Program Submissions - Common Mistakes; Higher Education Organizations Have to Comply with the Universal Availability Rule; Are You Covered by an Employer’s Retirement Plan?; SEP Plans in a Partnership; What Should I Expect From My Service Provider?; New Small Business Retirement Plan Resources Web Page; 403(b) Plans; New and Updated Forms and Publications; DOL News; EP Recent Published Guidance; Mark Your Calendar; Timing is Everything

05/2011

Winter 2011

Pre-Approved Retirement Plans - Tips for Employers; Fixing Common Plan Mistakes - SIMPLE IRA Sponsors with a Related Business; Webinar - Plans for Small Businesses (April 7, 2011); Compliance Checks - I Received a Letter, Now What?; Latest 401(k) Questionnaire Developments; EP Phone Forums; We’re Glad You Asked!; New on the Web; Workshops for Small and Mid-Size 501(c)(3) Tax-Exempt Organizations; IRS Tools; Online Services; DOL News; EP Recent Published Guidance; Mark Your Calendar; Timing is Everything

02/2011

Special Edition,
January 11, 2011

Qualified Charitable Distributions; New Requirements for Tax Return Preparers

01/12/2011

Fall 2010

In-Plan Roth Rollovers; Rollovers as Business Start-Ups; Fixing Common Plan Mistakes; Form 5500 Notices Sent in Error Need a Response; Desk Side Chat...With Monika Templeman; We’re Glad You Asked!; What is an Annuity?; Download Free Material on IRS.gov; New on the Web; Governmental Plans Updates; DOL News; EP Recent Published Guidance; Mark Your Calendar; Timing is Everything

11/26/2010

Special Edition,
November 5, 2010

Form 5558 Requests for Extension That May Have Been Inadvertently Denied; Form 5500-EZ Mailing Address; PTIN - Additional Information; IRS Seeks Members for ACT; Information Reporting Program Advisory Committee Report

11/2010

Special Edition,
October 1, 2010

New Law Allows In-Plan Rollovers to Designated Roth Accounts; Paid Tax Return Preparers

10/2010

Summer, 2010

Post April 30, 2010, Issues Impacting Adopting Employers Who Use IRS Pre-Approved Plan Documents; Pension Funding Relief; What is an Actuary?; We're Glad You Asked!; Form 5500 Schedules Update; Revised Publications; Phone Forums; DOL News; Deskside Chat... With Monika Templeman; EP Recent Published Guidance; Mark Your Calendar; Timing is Everything

08/2010

Spring, 2010

401(k) Questionnaire Coming to 1,200 Employers; Upcoming 5500 Filing Deadline; Small Business Week; We’re Glad You Asked!; Fixing Common Plan Mistakes: Improper Forfeiture Suspense Accounts; IRS Employee Plans Videos - Helping Small Business Owners and Employees; Save the Date for Our Nationwide Tax Forums!; New Profit Sharing Publication; The Filing Cabinet; Desk Side Chat…With Monika Templeman - Who Can Represent a Plan Sponsor During an Employee Plans Examination?; IRS Summer Phone Forums; DOL News; Employee Plans Published Guidance; Mark Your Calendar; Timing Is Everything

05/2010

Winter, 2010

April 30, 2010 Filing Deadline for Adopting Employers of Pre-Approved Plans – Filing Tips for Submissions; Deadline for Making Employer Contributions; Clarification of HEART Act Changes for Retirement Plans; Future Requirements for Tax Return Preparers; Have You Heard of ERPAs?; The Filing Cabinet; New on the Web; We’re Glad You Asked!; Is Your Distribution from Your Roth IRA Taxable?; Desk Side Chat…With Monika Templeman - The Latest in the World of Code §403(b) Plans; SEP Plan Pitfalls Phone Forum (Free) - February 26, 2010; DOL News; Employee Plans Published Guidance; Mark Your Calendar; Timing Is Everything Flyer

02/2010

Fall, 2009

Roth & Roll: 2010 Roth IRAs & Rollovers; 5500 for 2009 and Later Required to be Filed Electronically; Establishing a SEP or SIMPLE IRA Plan; IRA Investments; New Web Tool for SARSEP Plans; We’re Glad You Asked!; New on the Web; Employee Plans Published Guidance; Desk Side Chat…With Monika Templeman: The Importance of Internal Controls and Plan Self-Correction; DOL News; Mark Your Calendar; Timing is Everything

11/2009

Special Edition,
September 2009

Retirement & Savings Initiatives: Helping Americans Save for the Future; Rollovers from Employer Plans to Roth IRAs; Now Online

09/2009

Summer, 2009

7 Steps to Making a Hardship Distribution; Know the Rules Before You Break Open Your Retirement Piggy Bank; Tax Return Preparer Review Held July 30, 2009; New on the Web; SIMPLE IRA Plans: The 2-Year Rule on Early Distributions; Fixing Common Plan Mistakes: Correcting a Failure to Implement the Plan's Automatic Enrollment Provisions; Employee Plans Published Guidance; Desk Side Chat...With Monika Templeman - ABCs of Loans and Hardship Distributions; We're Glad You Asked!; DOL Corner; 2009 RMDs from Defined Benefit Plans?; Mark Your Calendar; Timing Is Everything Flyer

 

08/2009

Spring, 2009

Do You Have a Safe Harbor 401(k) Plan? Ahhh…Relief; New Federal Income Tax Withholding for Pensions; We’re Glad You Asked!; Like What You are Reading?; Information Reporting Program Advisory Committee Is Looking for New Members; EPCRS Phone Forum – July 27, 2009; e-News for Small Businesses: A Time-Saver for You; Desk Side Chat…With Monika Templeman – Automatic Enrollment; Employee Plans Published Guidance; New on the Web; DOL News; Notice of Approval to Extend Form 5500 Filing; Mark Your Calendar; Timing Is Everything Flyer

05/2009

Winter, 2009

Did You Amend Your SIMPLE IRA Plan for EGTRRA?; New Law Waives Required Minimum Distributions for 2009; We’re Glad You Asked!; New on the Web; Automatic Enrollment 401(k) Plans for Small Businesses; Fixing Common Plan Mistakes: Failure to Limit Contributions for a Participant; Recent Guidance; New Form 990 Requirements; The Filing Cabinet; Desk Side Chat With Monika Templeman - The Biggest Mistake; DOL News; Mark Your Calendar; Timing Is Everything Flyer

02/2009

Special Edition,
January 2009

New Law Affects Required Minimum Distributions for 2009; Please Take Our Survey

01/2009

Special Edition,
December, 2008

Extension of Year-End Deadline for 403(b) Plan Sponsors

12/2008

Fall, 2008

Help Your Employees Weather the Storm: Hardship Withdrawals and Loans from Retirement Plans; New on the Web; Recent Guidance; Do the Right Thing Even When Times are Tough!; Desk Side Chat with Monika Templeman - Is My Plan the Right Plan?; Required Minimum Distribution Reminder; RNE Survey; Fixing Common Plan Mistakes: Failure to Provide a Safe Harbor 401(k) Plan Notice; We're Glad You Asked!; 2009 Retirement Plan Limits Announced; DOL News; Mark Your Calendar; Timing Is Everything Flyer

11/2008

Special Edition,
August 29, 2008

Back to School Guidance

08/29/08

Summer, 2008

New Resource Helps Keep Your SEP Plan Compliant; Desk Side Chat with Monika Templeman - Responsibilities to Employees; Form 5307 Has Been Revised; We're Glad You Asked!; SARSEP Plans Examination Trends; Have a HEART for Our Heroes; Things to Remember - 2007 Forms 5500/
5500-EZ; ERPA Contract Awarded - Testing to Begin January 2009; Recent Guidance; DOL News; Fixing Common Plans Mistakes: Participant Loans in 401(k) Plans; Mark Your Calendar; Timing is Everything Flyer

08/15/08

Special Edition,
August 14, 2008

It's Here! Revenue Procedure 2008-50 Updates IRS's Employee Plans Compliance Resolution System; How Does the Self-Correction Program Work for You? Let Us Hear from You!

08/14/08

Spring, 2008

EP Connections: Interview with Joyce Kahn - New Law...Help for the Small Employer; Desk Side Chat with Monika Templeman - What Do I Do if My Plan is Selected for an Examination?; New on the Web; We’re Glad You Asked!; ERPA is Picking Up Speed; Product Profile - 401(k) Fix-It Guide - Online Resource; Written Plan Requirement for 403(b) Plans; This Way to the Forums; Recent Guidance; DOL News; Fixing Common Plan Mistakes - Hardship Distributions in a 401(k) Plan; Mark Your Calendar; Timing is Everything Flyer

05/2008

Winter, 2008

How Much Can You Deduct in Your Retirement Plan?; We're Glad You Asked!; New on the Web; Keeping Your Plan in Compliance; Using a Plan Amendment for Correction in the Self-Correction Program; Recent Guidance; The Filing Cabinet; IRS Employee Plans Videos - Now Available Online; DOL News; Mark Your Calendar; "Timing Is Everything" Flyer

02/2008

Special Edition,
November 30, 2007

Model 403(b) Plan Language and Additional Guidance Issued

11/30/2007

Fall, 2007

Is an Automatic Contribution Feature Right for Your Plan?; New on the Web; Desk Side Chat with Monika Templeman: Common Errors Uncovered in Audits of SEP and SIMPLE IRA Plans; Recent Guidance; Did You Receive a Form 5500 Delinquency Notice?; Form 5500 Filing Relief Due to California Wildfires; Determination Letter Program Halted for Some Defined Contribution Plans; 2008 Retirement Plan Limits Announced; Fixing Common Plan Mistakes: Correcting a Failure to Effect Employee Deferral Elections; The Filing Cabinet; Product Profile: 403(b) Checklist; DOL Corner; Upcoming Conferences and Key Dates

11/2007

Summer, 2007

Critical FewPoints ... by Monika Templeman (Director, EP Examinations); The Fix Is In: Common Plans Mistakes; DOL News; The Filing Cabinet; Net Gains; Let's Just Take One Three-Month Period at a Time; "Timing is Everything" Flyer

08/2007

Special Edition,
July 2007

The 403(b) Regulations Finally Go Final; Announcement 2007-63 Clarifies the IRS' Position on the Elimination of the Schedule P (Form 5500)

07/2007

Spring, 2007

Critical FewPoints...By Monika Templaman (Director, EP Examinations); Final 415 Regulations Published; The Fix Is In: Common Plan Mistakes; Subscribe to a Free IRS Newsletter for Businesses; DOL News; Product Profile - Retirement Plans for Small Businesses (SEP, SIMPLE, and Qualified Plans); The Filing Cabinet; Net Gains; Final Designated Roth Account Under Section 402A Regulations Published; EP TDI Notices; Let's Just Take It One Three-Month Period at a Time; "Timing is Everything" Flyer

05/2007

Winter, 2007

IRS Issues Additional Pension Protection Act of 2006 Guidance and Introduces Web Page; Use of Electronic Media for Providing Employee Benefit Notices and Making Employee Benefit Elections and Consents; Setting Up IRA Accounts for Plan Participants; Criticial FewPoints...By Director, EP Examinations; Product Profile - Payroll Deduction IRAs for Small Businesses; The Fix is In: Common Plan Mistakes; Net Gains; DOL News; The Filing Cabinet; Let's Just Take It One Three-Month Period at a Time; "Timing is Everything" Flyer

02/2007

Fall, 2006

Provisions of the Pension Protection Act of 2006 Effective in 2007; The ACT Asks for Your Comments; Delay in Effective Date for Regulations Under Section 403(b); Critical FewPoints...by Michael Julianelle (Director, EP Examinations); Product Profile - Have you had your Check-up this year? for 401(k) Retirement Plans; The Fix Is In: Common Plan Mistakes; Safe Harbor Notice Reminder; DOL Corner; Net Gains; The Filing Cabinet; Let's Just Take It One Three-Month Period at a Time; "Timing is Everything" Flyer

11/2006

Special Edition,
October 2006
National Save for Retirement Week; They're Hear: The 2007 Dollar Limitations 10/2006

News Flash,
August 2006

Delay in Effective Date for Regulations under Section 403(b); Correction

08/2006

Summer, 2006

Pension Protection Act of 2006; Waiver of the 60-Day Rollover Period; New User Fee Schedule for 2006; President Signs HERO Act; A Virtual Small Business Tax Workshop DVD; Critical Fewpoints...by Michael Julianelle (Director, EP Examinations); The Fix Is In: Common Plan Mistakes; Product Profile - Designated Roth Accounts under a 401(k) or 403(b) Plan Publication; The Filing Cabinet; Net Gains; DOL Corner; This Way to the Forums; Let's Just Take It One Three-Month Period at Time; "Timing is Everything" Flyer.

08/2006

Spring, 2006

A New and Improved EPCRS; Product Profiles - 403(b) Tax-Sheltered Annuity Plan for Sponsor and 403(b) Tax-Sheltered Annuity for Partcipant; We're the Big Oh-Two; Critical FewPoints...by Michael Julianelle (Director, EP Examinations); The Filing Cabinet; New DVD on Identity Theft; Net Gains; The Fix Is In: Common Plan Mistakes; This Way to the Forums; Let's Just Take It One Three-Month Period at a Time; "Timing is Everything" Flyer.

05/2006

Special Edition,
March 2006

IRS Offers Relief to Employers with SIMPLE IRA Plans

03/2006

Winter, 2006
(Revised)

Good For You...And good for your employees, too; Product Profile - SEP Retirement Plans for Small Businesses Publication; Roth 401(k) Update; Critical FewPoints...by Michael Julianelle (Director, EP Examinations); Net Gains; "Timing is Everything" Archive; The Fix Is In: Common Plan Mistakes; The Filing Cabinet; DOL Corner; "Timing is Everything" Flyer

02/2006

Special Edition,
January 2006

Answers to Roth 401(k) Questions are Here!

01/2006

Fall, 2005

Timing is Everything; Critical FewPoints...by Michael Julianelle (Director, EP Examinations); We Have a New Look; More Relief for Hurricane Victims; Product Profile - The Retirement Plan Products Guide; The Filing Cabinet; They're Here: The 2006 Dollar Limitations!; DOL News; The Fix Is In; Common Plan Mistakes; Timing is Everything Flyer

12/2005

Special Edition, September 2005

An Easy Way for Businesses and Employees to Help Hurricane Victims: Leave Donations; Disaster Relief: Help From IRS and Retirement Plans; Filing and Funding Relief

09/2005

Summer, 2005

All the News That Fits; SIMPLE IRA Plans for Small Businesses Publication; While We're on the Subject...; Choosing a Tax Professional; Critical FewPoints...by Michael Julianelle (Director, EP Examinations); The Fix Is In: Common Plan Mistakes; The Filing Cabinet; Let's Just Take It One Three-Month Period at a Time

08/2005

Spring, 2005

IRA Resource Guide: On CD and Online; IRA Investments; The Fix Is In: Common Plan Mistakes; Since You Asked: SIMPLE IRA Plan Exam Program Selections; It's Not Too Late! The 2005 IRS Nationwide Tax Forums; Your 401(k) and Your TPA; New Tax Shelter Reporting Rules; The Filing Cabinet; DOL News; Calendar of Events and Deadlines

05/2005

Winter, 2005

Good Business and Good Tax Planning, Too; Retirement Savings Contribution Credit; Small Business Week 2005; The Fix Is In: Common Plan Mistakes; Product Profile - Choosing a Retirement Solution for Your Small Business Publication; Tax Law is Complex but We Can Help; There's No Need to Panic; The Filing Cabinet; DOL News

02/2005

Fall, 2004

10 Reasons to Put Off Saving for Retirement; The Fix Is In: Common Plan Mistakes; Product Profile; Unenrolled Preparers, Form 2848 and the IRS; They're Here: The 2005 Dollar Limitations!; DOL News; Extended SEP and SIMPLE Contribution Deadline for Disaster Areas

11/2004

Summer, 2004

Another Way to Spell "Relief": E-P-C-R-S; Can't Find A Beneficiary?; All You Ever Needed to Know About Dollar Limits; Product Profile - 401(k) Plans for Small Businesses Publication; Net Gains; New Program to Assist Small Employers with Their Retirement Plans; The Filing Cabinet; Are You Using the Correct Address?; Short Stories; Let's Just Take It One Three-Month Period at a Time

08/2004

Spring, 2004

Welcome from Carol Gold, Director, Employee Plans; We're With the Government and We're Here to Help You; Veterans, Employers and Retirement Plans; Small Business Week 2004; Retirement Plan Products; And the #1 Helpful Filing Tip for Form 5500 is...; Short Stories; Conducting Audits at a Taxpayer's Place of Business; Want an Employer Identification Number Fast?; Let's Just Take It One Three-Month Period at a Time.

05/2004

Page Last Reviewed or Updated: 16-Oct-2014