Here's a tip from the I-R-S. . .

What if you lose your job ...Or lose your house to foreclosure?  Or you can't pay your taxes?  Well, the I-R-S may have some answers for you.  We've created a list of "What If" questions -- along with answers -- and put them on our Web site.  So if you have any of these "what-if" questions, check out I-R-S dot gov -- keyword "What If".