IRS Federal Health Insurance Benefits


    This page is intended for IRS employees only. Please check back periodically for updates.

Open Season Enrollment: November 12, 2018– December 10, 2018

Welcome to the IRS Federal Benefits Open Season home page!

Open Season is the time of year to review your health options and ensure that you have affordable health, dental and/or vision coverage for you and your family during the next year. You can also change your health benefits premium conversion election. Most Federal Employees Health Benefit (FEHB) program plan providers will update their benefits and rates for 2019. Others will drop out of the program or change their service areas or coverage options. Therefore, you should carefully review your health options during this period to decide what coverage and premium best suits you and the needs of your family for the upcoming year.

You can also supplement your health insurance coverage by enrolling in a dental and/or vision insurance plan through the Federal Employees Dental and Vision Insurance Program (FEDVIP). Premiums are withheld on a pre-tax basis from your salary.

It is also a time to consider saving money on your out-of-pocket medical and dependent care expenses for 2019. The Flexible Spending Account (FSAFEDS) Program can save you money through lower tax withholdings. You fund your FSAFEDS account through pre-tax contributions from your salary, and use the account to pay out-of-pocket health care or dependent care costs.

You must make all health benefits elections and changes through the Employee Personal Page. If you don’t have your login information, you can request your user ID or password or sign up as a new user. You must make FSA and FEDVIP enrollments and changes through each company’s respective website.

It is your responsibility to carefully review Open Season information and make informed decisions on your benefits. You cannot enroll, change your enrollment, or cancel your coverage in these programs outside the Open Season unless you experience a qualifying life event.


Health (FEHB) Dental/Vision (FEDVIP)


Flexible Spending Accounts - (FSAFEDS)

Questions on Health Benefit Plans?

For questions regarding a specific plan’s benefits, contact the health carrier directly at the phone number listed on plan brochures or on their website.

Is your military dental program ending?

The TRICARE Retiree Dental Program (TRDP) ends on December 31, 2018.  The Federal Employees Dental and Vision Insurance Program (FEDVIP) has expanded to include certain retired uniformed service members and active duty family members. The first opportunity for you to enroll is this year's Federal Benefits Open Season, which runs from November 12 through December 10, 2018, with coverage effective January 1, 2019.

If you are enrolled in TRDP, you will not be automatically enrolled in a FEDVIP dental plan.  You must enroll during open season if you'd like FEDVIP dental and/or vision coverage in 2019.  For more information on this opportunity, check out the FEDVIP website.

Is Long Term Care Right For You?

Need help performing everyday tasks (activities of daily living) due to a chronic illness, injury, disability or the aging process. Long term care may be for you. It is not just for the elderly! Nearly 41% of long term care is provided to people under age 65. Premiums are based on your age. The younger you are when you apply, the lower your premiums. Check to see if the coverage is for you.

Virtual Benefits Fair

Nov. 12 – Dec. 10
Register to attend events to 
view open season plan
information and more.

Live chat days with health
carriers on:
Nov. 13, 10 a.m. – 5 p.m. ET
Dec. 5, 10 a.m. – 5 p.m. ET

Register Now


Contact the Employee 
Resource Center at 866-743-5748, option 1 for 
questions about health
insurance benefits,
eligibility, enrollment, or 
Open Season information.