Experiencing homelessness? You may qualify for an Economic Impact Payment

October 28, 2020

People experiencing homelessness may be eligible for a $1,200 Economic Impact Payment and $500 for each qualifying child under age 17. To get this payment this year, they must register with the IRS, using the free, secure Non-Filers: Enter Payment Info Here tool, by 3 p.m. Eastern time, Saturday, November 21, 2020.

If someone's income is below $12,200, or $24,400 if they're married, they probably don't file a tax return, so the IRS may not have enough information to issue their payment. They may be eligible for a payment if they:

  • Are a U.S. citizen, permanent resident or qualifying resident alien
  • Have a work-eligible Social Security number
  • Cannot be claimed as a dependent of another taxpayer

To use the tool, a person needs:

  • Name, as it appears on Social Security card, for self and spouse, if they are eligible
  • A work-eligible SSN for self and spouse, if they are eligible
  • A name, relationship and SSN or Adoption Tax Identification Number for each qualifying child
  • An email address to create an account to use the Non-Filers tool
  • A mailing address where they can receive the payment and a confirmation letter, which the IRS will mail within 15 days after issuing their payment
  • Banking information, including routing and account numbers, if they want their payment via direct deposit. The IRS will mail a payment if a person doesn't give direct deposit information.
  • An Identity Protection Personal Identification Number, if the IRS sent one in the past. If a person lost it, they can use the Get an IP PIN tool at IRS.gov to retrieve their number

If someone misses the November 21 deadline, they can claim the payment as a credit on a 2020 federal income tax return next year. The payment is not taxable income and getting one does not affect eligibility for other benefits, such as the Supplemental Nutrition Assistance Program, unemployment benefits or other benefit programs.

Two week after they put in for a payment, people can use the Get My Payment tool at IRS.gov to check their payment status.