Income Verification Express Service


The Income Verification Express Service (IVES) program is used by mortgage lenders and others within the financial community to confirm the income of a borrower during the processing of a loan application. The IRS provides return transcript, W-2 transcript and 1099 transcript information to a third party with the consent of the taxpayer. 

Only third party companies that have completed the IVES program application process (IVES participants) can submit transcript requests utilizing the Form 4506-C, IVES Request for Transcript of Tax ReturnPDF or WebUI online process. See How do I apply for IVES? for more information.
The transcript information is delivered directly to the IVES participant through the to a secure mailbox or WebUI account. A $2.00 fee is imposed on each Transcript requested.

Please note that any transcript requests received after midnight (12 am Eastern Standard Time) will be considered received on the next business day. If the next business day falls on a holiday, then it will be considered received by the IRS on the next business day after the holiday.