Income Verification Express Service for participants

IVES policy change suspended

We’re suspending the policy change to limit IVES transcripts to mortgage loan determinations while we seek input from you and other stakeholders.

March 6, 2024: IRS statement to IVES stakeholders

The Income Verification Express Service (IVES) program lets participants, mortgage lenders, banks, credit unions and others, request taxpayer authorization for the IRS to provide tax transcripts and wage statements in the loan application process.

How it works

To participate in the IVES program, companies may:

Apply to enroll as an IVES participant.
Request transcripts online or by fax with Form 4506-C, IVES Request for Transcript of Tax ReturnPDF. A $2.00 fee is imposed on each transcript requested.
Receive transcripts through a WebUI account or secure mailbox.

Request transcripts online

IVES now provides transcripts in near real-time with taxpayer authorization through their online account. With two online options, IVES participants can choose an avenue that works best for their company model. These updates to IVES are in response to the Taxpayer First Act.

Benefits:

Secure, online taxpayer authorization
Fast, electronic processing of Form 4506-C
Real-time status updates
Transcript delivery in hours

Single requests: Use the Web User Interface (WebUI).

Bulk requests: Use IVES Application-to-Application (A2A).

Use the Web User Interface (WebUI)

Submit single requests to a taxpayer's online account.

Before you start

You'll need:

IVES participant ID number (ten digits including leading zeroes)
IVES participant SOR mailbox and contact information
Client company contact information
Notification to the taxpayer for authorization

Use IVES Application to Application (A2A)

A2A is for large volume filing and typically used by software developers and transmitters.

The Taxpayer First Act Application Program Interface (API) test environment is opened for IVES Participant testing.

Get the IRS e-Services API Authorization User Guide

Get the fbpA2A User Guide

Request transcripts by fax

The legacy faxing option is available with a 2-3 business day processing time.

To use electronic signatures on Form 4506-C, please contact your assigned servicing site. How to get started using IVES electronic signature.

IVES faxing for participants

IVES support

For technical support, contact the e-Services Help Desk at 866-255-0654.

For questions about the IVES program, email wi.ives.participant.assistance@irs.gov. Note: this mailbox is unable to respond to any tax related questions.