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Seniors & Retirees

Welcome to Get Transcript
You can get a transcript to view your tax account transactions, line-by-line tax return information, and wage, income, and IRA contributions for a specific tax year. You can also obtain a non-filing letter this way. Certain transcript types are limited by delivery method

Required Minimum Distributions
You generally have to start taking withdrawals from your IRA or retirement plan account when you reach age 70½. Roth IRAs do not require withdrawals until after the death of the owner.

Life Events That May Have Tax Consequences for Seniors and Retirees
Some events in the lives of seniors and retirees may affect their tax responsibilities. This page contains links to more information.

Is my Social Security taxable?
Some of your social security benefits or Tier I railroad retirement benefits may be taxable. Use this tool to find out.

Military retirement pay and veteran’s benefits
Special rules may apply to Service-related compensation and benefits.

Get answers to your tax questions
The Interactive Tax Assistant tool is a tax law resource that takes you through a series of questions and provides you with responses to tax law questions.

Health Coverage Tax Credit
The Health Coverage Tax Credit is a tax credit that pays 72.5% of qualified health insurance premiums for eligible individuals and their families.

How much is my standard deduction
The Interactive Tax Assistant will help you figure your standard deduction. Seniors may qualify for a larger deduction.

Replacement Forms SSA-1099 and SSA-1042S
The Social Security Administration (SSA) web site allows you to view, print, save, or mail a replacement Form SSA-1099 and Form SSA-1042S for the prior tax year.

Special Rules for Seniors when deducting medical expenses
Seniors may benefit from a temporary rule (through 2016) for deducting medical expenses.

Publications for Older Americans
A list of publications and forms that address tax issues for retirees and senior citizens.

Free File: Do Your Federal Taxes for Free
Let Free File do the hard work for you with brand-name software or online Fillable Forms. You can prepare and e-file your federal return for free. Participating software companies make their products available through the IRS. Some also support state tax returns.

Page Last Reviewed or Updated: 20-Apr-2016

Find out what's new in the Affordable Care Act for individuals and families