Hi, I’m Toni, and I work for the IRS. Were you born with a disability, or did you become disabled before you turned 26 years old? If so, you could be eligible for an ABLE account. An ABLE account allows you, as a designated beneficiary, to save money and get tax-free earnings to pay for disability-related expenses, such as personal support services, housing, education and transportation. You and others can put up to $15,000 a year into your ABLE account. These contributions can include funds rolled over from certain 529 Plans. Also, if you have a disability and work, you may be eligible to add even more money to your account annually. What’s more, you can get up to a $2,000 tax credit for the money you put into your ABLE account, which could reduce your tax bill. For more details, go to IRS.gov/tax reform. Then click “Individuals.” Scroll down to “Savings Plans.” Then click “ABLE Savings Accounts.” And, if you find this video helpful, please share it. Thank you.