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Generally for plan years beginning after December 31, 2007, the applicable interest rates under Section 417(e)(3)(D) of the Code are segment rates computed without regard to a 24-month average. For plan years beginning in 2008 through 2011, the applicable interest rate is the monthly spot segment rate blended with the applicable rate under Section 417(e)(3)(A)(ii)(II) of the Code as in effect for plan years beginning in 2007. For plan years beginning in the stated year, the following rates are the applicable interest rates for the month and year listed for minimum present value computations under Section 417(e)(3)(D) of the Code.
| For plan years beginning in | Month/Year | First segment | Second segment | Third segment |
|---|---|---|---|---|
| All | Mar-26 | 4.24 | 5.35 | 6.25 |
| All | Feb-26 | 3.96 | 5.15 | 6.11 |
| All | Jan-26 | 4.03 | 5.20 | 6.12 |
| All | Dec-25 | 4.03 | 5.17 | 6.11 |
| All | Nov-25 | 4.07 | 5.15 | 6.01 |
| All | Oct-25 | 4.01 | 5.04 | 5.83 |
| All | Sep-25 | 4.06 | 5.12 | 5.93 |
| All | Aug-25 | 4.20 | 5.29 | 6.08 |
| All | Jul-25 | 4.38 | 5.41 | 6.13 |
| All | Jun-25 | 4.43 | 5.46 | 6.13 |
| All | May-25 | 4.50 | 5.57 | 6.23 |
| All | Apr-25 | 4.51 | 5.49 | 6.07 |
| All | Mar-25 | 4.50 | 5.33 | 5.86 |
| All | Feb-25 | 4.65 | 5.38 | 5.81 |
| All | Jan-25 | 4.74 | 5.55 | 5.92 |
| All | Dec-24 | 4.65 | 5.28 | 5.63 |
| All | Nov-24 | 4.66 | 5.25 | 5.57 |
| All | Oct-24 | 4.42 | 5.04 | 5.46 |
| All | Sep-24 | 4.17 | 4.76 | 5.25 |
| All | Aug-24 | 4.50 | 4.96 | 5.40 |
| All | Jul-24 | 4.92 | 5.25 | 5.59 |
| All | Jun-24 | 5.09 | 5.28 | 5.52 |
| All | May-24 | 5.18 | 5.41 | 5.62 |
| All | Apr-24 | 5.24 | 5.48 | 5.61 |
| All | Mar-24 | 4.99 | 5.19 | 5.37 |
| All | Feb-24 | 4.97 | 5.22 | 5.37 |
| All | Jan-24 | 4.89 | 5.14 | 5.29 |
| All | Dec-23 | 5.01 | 5.13 | 5.15 |
| All | Nov-23 | 5.50 | 5.76 | 5.83 |
| All | Oct-23 | 5.77 | 6.14 | 6.19 |
| All | Sep-23 | 5.58 | 5.66 | 5.56 |
| All | Aug-23 | 5.45 | 5.52 | 5.43 |
| All | Jul-23 | 5.35 | 5.28 | 5.10 |
| All | Jun-23 | 5.26 | 5.23 | 5.16 |
| All | May-23 | 4.91 | 5.15 | 5.34 |
| All | Apr-23 | 4.77 | 4.97 | 5.13 |
| All | Mar-23 | 5.00 | 5.20 | 5.15 |
| All | Feb-23 | 4.99 | 5.12 | 4.96 |
| All | Jan-23 | 4.74 | 4.98 | 4.84 |
| All | Dec-22 | 4.84 | 5.15 | 4.85 |
| All | Nov-22 | 5.09 | 5.60 | 5.41 |
| All | Oct-22 | 5.10 | 5.83 | 5.68 |
| All | Sep-22 | 4.48 | 5.26 | 5.07 |
| All | Aug-22 | 3.79 | 4.62 | 4.69 |
| All | Jul-22 | 3.67 | 4.67 | 4.73 |
| All | Jun-22 | 3.64 | 4.80 | 4.78 |
| All | May-22 | 3.23 | 4.59 | 4.69 |
| All | Apr-22 | 3.00 | 4.22 | 4.17 |
| All | Mar-22 | 2.44 | 3.71 | 3.94 |
| All | Feb-22 | 1.88 | 3.35 | 3.70 |
| All | Jan-22 | 1.41 | 3.02 | 3.36 |
| All | Dec-21 | 1.16 | 2.72 | 3.10 |
| All | Nov-21 | 1.02 | 2.72 | 3.08 |
| All | Oct-21 | 0.87 | 2.74 | 3.16 |
| All | Sep-21 | 0.70 | 2.55 | 3.06 |
| All | Aug-21 | 0.66 | 2.50 | 3.12 |
| All | Jul-21 | 0.63 | 2.51 | 3.10 |
| All | Jun-21 | 0.63 | 2.70 | 3.32 |
| All | May-21 | 0.61 | 2.84 | 3.54 |
| All | Apr-21 | 0.67 | 2.84 | 3.47 |
| All | Mar-21 | 0.69 | 2.92 | 3.69 |
| All | Feb-21 | 0.51 | 2.54 | 3.45 |
| All | Jan-21 | 0.50 | 2.38 | 3.17 |
| All | Dec-20 | 0.51 | 2.26 | 3.01 |
| All | Nov-20 | 0.53 | 2.31 | 3.09 |
| All | Oct-20 | 0.54 | 2.38 | 3.28 |
| All | Sep-20 | 0.51 | 2.31 | 3.15 |
| All | Aug-20 | 0.52 | 2.22 | 3.03 |
| All | Jul-20 | 0.59 | 2.25 | 3.01 |
| All | Jun-20 | 0.74 | 2.57 | 3.32 |
| All | May-20 | 1.08 | 2.78 | 3.47 |
| All | Apr-20 | 1.58 | 2.88 | 3.24 |
| All | Mar-20 | 2.22 | 3.08 | 3.73 |
| All | Feb-20 | 1.73 | 2.72 | 3.35 |
| All | Jan-20 | 1.91 | 2.93 | 3.54 |
| All | Dec-19 | 2.03 | 3.06 | 3.59 |
| All | Nov-19 | 2.04 | 3.09 | 3.68 |
| All | Oct-19 | 2.01 | 3.06 | 3.65 |
| All | Sep-19 | 2.13 | 3.07 | 3.65 |
| All | Aug-19 | 2.09 | 3.00 | 3.61 |
| All | July-19 | 2.34 | 3.38 | 4.01 |
| All | June-19 | 2.41 | 3.51 | 4.16 |
| All | May-19 | 2.72 | 3.76 | 4.33 |
| All | Apr-19 | 2.79 | 3.88 | 4.33 |
| All | Mar-19 | 2.86 | 4.00 | 4.42 |
| All | Feb-19 | 3.01 | 4.11 | 4.41 |
| All | Jan-19 | 3.19 | 4.25 | 4.60 |
| All | Dec-18 | 3.38 | 4.32 | 4.69 |
| All | Nov-18 | 3.43 | 4.46 | 4.88 |
| All | Oct-18 | 3.33 | 4.39 | 4.72 |
| All | Sep-18 | 3.21 | 4.26 | 4.55 |
| All | Aug-18 | 3.10 | 4.15 | 4.46 |
| All | Jul-18 | 3.15 | 4.20 | 4.47 |
| All | Jun-18 | 3.12 | 4.20 | 4.60 |
| All | May-18 | 3.08 | 4.19 | 4.58 |
| All | Apr-18 | 2.99 | 4.04 | 4.43 |
| All | Mar-18 | 2.91 | 3.99 | 4.43 |
| All | Feb-18 | 2.72 | 3.94 | 4.33 |
| All | Jan-18 | 2.48 | 3.65 | 4.15 |
| All | Dec-17 | 2.33 | 3.55 | 4.11 |
| All | Nov-17 | 2.20 | 3.57 | 4.24 |
| All | Oct-17 | 2.05 | 3.61 | 4.27 |
| All | Sept-17 | 1.96 | 3.58 | 4.35 |
| All | Aug-17 | 1.93 | 3.57 | 4.36 |
| All | Jul-17 | 1.97 | 3.66 | 4.37 |
| All | Jun-17 | 1.96 | 3.60 | 4.39 |
| All | May-17 | 1.96 | 3.77 | 4.62 |
| All | Apr-17 | 1.96 | 3.78 | 4.66 |
| All | Mar-17 | 2.06 | 3.95 | 4.75 |
| All | Feb-17 | 1.96 | 3.91 | 4.69 |
| All | Jan-17 | 2.00 | 3.91 | 4.66 |
| All | Dec-16 | 2.04 | 4.03 | 4.82 |
| All | Nov-16 | 1.79 | 3.80 | 4.71 |
| All | Oct-16 | 1.57 | 3.45 | 4.39 |
| All | Sep-16 | 1.47 | 3.34 | 4.30 |
| All | Aug-16 | 1.39 | 3.27 | 4.18 |
| All | Jul-16 | 1.36 | 3.26 | 4.16 |
| All | Jun-16 | 1.44 | 3.46 | 4.48 |
| All | May-16 | 1.50 | 3.60 | 4.62 |
| All | Apr-16 | 1.47 | 3.65 | 4.62 |
| All | Mar-16 | 1.68 | 3.87 | 4.84 |
| All | Feb-16 | 1.71 | 3.98 | 5.03 |
| All | Jan-16 | 1.78 | 4.08 | 5.02 |
| All | Dec-15 | 1.82 | 4.12 | 5.01 |
| All | Nov-15 | 1.76 | 4.15 | 5.13 |
| All | Oct-15 | 1.61 | 4.02 | 5.03 |
| All | Sep-15 | 1.69 | 4.11 | 5.07 |
| All | Aug-15 | 1.68 | 4.05 | 4.98 |
| All | Jul-15 | 1.63 | 4.14 | 5.13 |
| All | Jun-15 | 1.59 | 4.13 | 5.20 |
| All | May-15 | 1.38 | 3.88 | 4.98 |
| All | Apr-15 | 1.27 | 3.52 | 4.47 |
| All | Mar-15 | 1.38 | 3.58 | 4.50 |
| All | Feb-15 | 1.35 | 3.52 | 4.47 |
| All | Jan-15 | 1.33 | 3.46 | 4.40 |
| All | Dec-14 | 1.48 | 3.77 | 4.79 |
| All | Nov-14 | 1.40 | 3.88 | 4.96 |
| All | Oct-14 | 1.29 | 3.81 | 4.88 |
| All | Sep-14 | 1.40 | 3.98 | 5.04 |
| All | Aug-14 | 1.24 | 3.86 | 4.96 |
| All | Jul-14 | 1.26 | 3.94 | 5.02 |
| All | Jun-14 | 1.23 | 4.01 | 5.09 |
| All | May-14 | 1.17 | 3.98 | 5.01 |
| All | Apr-14 | 1.24 | 4.13 | 5.15 |
| All | Mar-14 | 1.23 | 4.23 | 5.31 |
| All | Feb-14 | 1.17 | 4.29 | 5.36 |
| All | Jan-14 | 1.24 | 4.42 | 5.40 |
| All | Dec-13 | 1.25 | 4.57 | 5.60 |
| All | Nov-13 | 1.19 | 4.53 | 5.66 |
| All | Oct-13 | 1.24 | 4.47 | 5.52 |
| All | Sep-13 | 1.40 | 4.66 | 5.62 |
| All | Aug-13 | 1.36 | 4.60 | 5.58 |
| All | Jul-13 | 1.34 | 4.45 | 5.44 |
| All | Jun-13 | 1.24 | 4.25 | 5.43 |
| All | May-13 | 0.97 | 3.76 | 5.01 |
| All | Apr-13 | 0.93 | 3.61 | 4.88 |
| All | Mar-13 | 0.97 | 3.82 | 5.11 |
| All | Feb-13 | 0.99 | 3.82 | 5.02 |
| All | Jan-13 | 1.00 | 3.73 | 4.89 |
| 2011 | Dec-12 | 1.38 | 3.43 | 4.39 |
| 2012 | Dec-12 | 1.00 | 3.57 | 4.77 |
| 2013 | Dec-12 | 1.00 | 3.57 | 4.77 |
| 2011 | Nov-12 | 1.34 | 3.36 | 4.24 |
| 2012 | Nov-12 | 0.97 | 3.50 | 4.60 |
| 2013 | Nov-12 | 0.97 | 3.50 | 4.60 |
| 2011 | Oct-12 | 1.35 | 3.44 | 4.24 |
| 2012 | Oct-12 | 0.96 | 3.57 | 4.58 |
| 2013 | Oct-12 | 0.96 | 3.57 | 4.58 |
| 2011 | Sep-12 | 1.39 | 3.54 | 4.31 |
| 2012 | Sep-12 | 1.02 | 3.71 | 4.67 |
| 2013 | Sep-12 | 1.02 | 3.71 | 4.67 |
| 2011 | Aug-12 | 1.46 | 3.52 | 4.17 |
| 2012 | Aug-12 | 1.13 | 3.71 | 4.52 |
| 2013 | Aug-12 | 1.13 | 3.71 | 4.52 |
| 2011 | Jul-12 | 1.49 | 3.45 | 4.12 |
| 2012 | Jul-12 | 1.22 | 3.66 | 4.50 |
| 2011 | Jun-12 | 1.82 | 3.72 | 4.48 |
| 2012 | Jun-12 | 1.60 | 3.97 | 4.93 |
| 2011 | May-12 | 1.86 | 3.88 | 4.62 |
| 2012 | May-12 | 1.59 | 4.12 | 5.04 |
| 2011 | Apr-12 | 1.87 | 4.08 | 4.75 |
| 2012 | Apr-12 | 1.54 | 4.30 | 5.14 |
| 2011 | Mar-12 | 1.91 | 4.14 | 4.80 |
| 2012 | Mar-12 | 1.57 | 4.36 | 5.18 |
| 2011 | Feb-12 | 1.87 | 4.04 | 4.69 |
| 2012 | Feb-12 | 1.56 | 4.27 | 5.08 |
| 2011 | Jan-12 | 2.08 | 4.09 | 4.76 |
| 2012 | Jan-12 | 1.84 | 4.36 | 5.19 |
| 2011 | Dec-11 | 2.25 | 4.16 | 4.79 |
| 2012 | Dec-11 | 2.07 | 4.45 | 5.24 |
| 2010 | Nov-11 | 2.40 | 3.89 | 4.36 |
| 2011 | Nov-11 | 2.20 | 4.18 | 4.81 |
| 2012 | Nov-11 | 1.99 | 4.47 | 5.26 |
| 2010 | Oct-11 | 2.51 | 3.99 | 4.55 |
| 2011 | Oct-11 | 2.30 | 4.27 | 5.03 |
| 2012 | Oct-11 | 2.09 | 4.56 | 5.50 |
| 2010 | Sep-11 | 2.46 | 3.97 | 4.75 |
| 2011 | Sep-11 | 2.22 | 4.23 | 5.28 |
| 2012 | Sep-11 | 1.98 | 4.49 | 5.80 |
| 2010 | Aug-11 | 2.57 | 4.23 | 5.07 |
| 2011 | Aug-11 | 2.21 | 4.43 | 5.55 |
| 2012 | Aug-11 | 1.85 | 4.62 | 6.02 |
| 2010 | Jul-11 | 2.74 | 4.69 | 5.48 |
| 2011 | Jul-11 | 2.23 | 4.83 | 5.88 |
| 2010 | Jun-11 | 2.71 | 4.69 | 5.49 |
| 2011 | Jun-11 | 2.21 | 4.84 | 5.91 |
| 2010 | May-11 | 2.75 | 4.72 | 5.44 |
| 2011 | May-11 | 2.23 | 4.86 | 5.83 |
| 2010 | Apr-11 | 2.96 | 4.94 | 5.66 |
| 2011 | Apr-11 | 2.44 | 5.08 | 6.05 |
| 2010 | Mar-11 | 2.95 | 4.94 | 5.68 |
| 2011 | Mar-11 | 2.43 | 5.09 | 6.07 |
| 2010 | Feb-11 | 3.07 | 5.06 | 5.78 |
| 2011 | Feb-11 | 2.55 | 5.20 | 6.16 |
| 2010 | Jan-11 | 2.97 | 4.96 | 5.66 |
| 2011 | Jan-11 | 2.45 | 5.10 | 6.04 |
| 2010 | Dec-10 | 2.96 | 4.91 | 5.68 |
| 2011 | Dec-10 | 2.47 | 5.07 | 6.10 |
| 2010 | Nov-10 | 2.67 | 4.62 | 5.59 |
| 2011 | Nov-10 | 2.16 | 4.77 | 6.05 |
| 2009 | Oct-10 | 2.95 | 4.21 | 4.81 |
| 2010 | Oct-10 | 2.48 | 4.39 | 5.28 |
| 2011 | Oct-10 | 2.02 | 4.56 | 5.75 |
| 2009 | Sep-10 | 2.96 | 4.16 | 4.67 |
| 2010 | Sep-10 | 2.55 | 4.36 | 5.13 |
| 2011 | Sep-10 | 2.15 | 4.55 | 5.58 |
| 2009 | Aug-10 | 3.00 | 4.20 | 4.63 |
| 2010 | Aug-10 | 2.61 | 4.41 | 5.05 |
| 2011 | Aug-10 | 2.21 | 4.61 | 5.46 |
| 2009 | Jul-10 | 3.22 | 4.43 | 4.84 |
| 2010 | Jul-10 | 2.83 | 4.66 | 5.26 |
| 2009 | Jun-10 | 3.42 | 4.62 | 4.99 |
| 2010 | Jun-10 | 3.06 | 4.86 | 5.43 |
| 2009 | May-10 | 3.51 | 4.74 | 5.08 |
| 2010 | May-10 | 3.12 | 4.97 | 5.47 |
| 2009 | Apr-10 | 3.73 | 5.05 | 5.40 |
| 2010 | Apr-10 | 3.26 | 5.24 | 5.76 |
| 2009 | Mar-10 | 3.71 | 5.05 | 5.42 |
| 2010 | Mar-10 | 3.23 | 5.25 | 5.81 |
| 2009 | Feb-10 | 3.69 | 5.08 | 5.42 |
| 2010 | Feb-10 | 3.22 | 5.31 | 5.83 |
| 2009 | Jan-10 | 3.68 | 5.02 | 5.35 |
| 2010 | Jan-10 | 3.23 | 5.22 | 5.72 |
| 2009 | Dec-09 | 3.63 | 4.95 | 5.27 |
| 2010 | Dec-09 | 3.21 | 5.19 | 5.67 |
| 2008 | Nov-09 | 3.92 | 4.56 | 4.71 |
| 2009 | Nov-09 | 3.53 | 4.81 | 5.10 |
| 2010 | Nov-09 | 3.13 | 5.07 | 5.50 |
| 2008 | Oct-09 | 3.87 | 4.47 | 4.57 |
| 2009 | Oct-09 | 3.55 | 4.75 | 4.94 |
| 2010 | Oct-09 | 3.24 | 5.02 | 5.32 |
| 2008 | Sep-09 | 3.90 | 4.48 | 4.57 |
| 2009 | Sep-09 | 3.61 | 4.77 | 4.94 |
| 2010 | Sep-09 | 3.31 | 5.05 | 5.32 |
| 2008 | Aug-09 | 4.11 | 4.68 | 4.74 |
| 2009 | Aug-09 | 3.85 | 5.00 | 5.11 |
| 2010 | Aug-09 | 3.60 | 5.31 | 5.47 |
| 2008 | Jul-09 | 4.21 | 4.78 | 4.82 |
| 2009 | Jul-09 | 4.00 | 5.16 | 5.23 |
| 2008 | Jun-09 | 4.39 | 4.93 | 4.93 |
| 2009 | Jun-09 | 4.27 | 5.35 | 5.33 |
| 2008 | May-09 | 4.24 | 4.78 | 4.74 |
| 2009 | May-09 | 4.25 | 5.34 | 5.25 |
| 2008 | Apr-09 | 4.03 | 4.44 | 4.39 |
| 2009 | Apr-09 | 4.30 | 5.12 | 5.02 |
| 2008 | Mar-09 | 4.05 | 4.42 | 4.48 |
| 2009 | Mar-09 | 4.46 | 5.20 | 5.32 |
| 2008 | Feb-09 | 3.92 | 4.29 | 4.29 |
| 2009 | Feb-09 | 4.25 | 4.98 | 4.99 |
| 2008 | Jan-09 | 3.54 | 3.86 | 3.77 |
| 2009 | Jan-09 | 3.96 | 4.60 | 4.40 |
| 2008 | Dec-08 | 3.64 | 3.72 | 3.57 |
| 2009 | Dec-08 | 4.41 | 4.57 | 4.27 |
| 2008 | Nov-08 | 4.62 | 4.85 | 4.68 |
| 2009 | Nov-08 | 5.24 | 5.69 | 5.37 |
| 2008 | Oct-08 | 4.81 | 5.06 | 4.79 |
| 2009 | Oct-08 | 5.44 | 5.95 | 5.41 |
| 2008 | Sep-08 | 4.59 | 4.89 | 4.79 |
| 2009 | Sep-08 | 4.91 | 5.50 | 5.31 |
| 2008 | Aug-08 | 4.64 | 4.97 | 4.98 |
| 2009 | Aug-08 | 4.78 | 5.45 | 5.46 |
| 2008 | Jul-08 | 4.69 | 5.03 | 5.06 |
| 2008 | Jun-08 | 4.75 | 5.08 | 5.14 |
| 2008 | May-08 | 4.61 | 4.95 | 5.03 |
| 2008 | Apr-08 | 4.47 | 4.81 | 4.94 |
| 2008 | Mar-08 | 4.37 | 4.79 | 4.91 |
| 2008 | Feb-08 | 4.44 | 4.85 | 5.03 |
| 2008 | Jan-08 | 4.34 | 4.67 | 4.81 |
| 2008 | Dec-07 | 4.61 | 4.85 | 4.96 |
| 2008 | Nov-07 | 4.60 | 4.82 | 4.91 |
| 2008 | Oct-07 | 4.85 | 5.02 | 5.09 |
| 2008 | Sep-07 | 4.89 | 5.06 | 5.14 |
| 2008 | Aug-07 | 5.02 | 5.18 | 5.28 |