The program must impose identifiable minimum requirements for loan eligibility. These requirements must relate to the program's purpose and must limit the selection committee's consideration to employees (or children of employees) who meet the minimum standards for admission to an educational organization for which the loans are available. No persons will be considered eligible if they would not reasonably be expected to attend such an organization, however, even if they meet the minimum standards. If an employee must have been employed for some minimum period by the employer, the minimum period of employment may not be more than three years. Moreover, eligibility must not be related to any other employment-related factors, such as the employee's position, services, or duties.