• First, check with your financial institution to ensure they will accept a direct deposit for the type of account you're designating. Some financial institutions will accept direct deposits for some types of accounts, but not others.
• Second, make sure you use the correct routing and account numbers for the account - ask your financial institution if you're unsure - and double check the accuracy of the numbers you enter on your tax return. An incorrect or transposed number could result in your financial institution rejecting the deposit or, worse, depositing your refund into someone else's account.
• Third, double check your return to ensure you haven't made math or other errors that could increase or decrease the actual amount of your refund. The IRS recommends electronic filing for the most error-free return.

Note: Your refund may only be deposited directly into accounts that are in your own name, your spouse's name, or both if it's a joint account. Also, no more than three electronic refunds can be directly deposited into a single financial account or prepaid debit card. Taxpayers who exceed the limit will receive an IRS notice and a paper refund.