A split refund lets you divide your refund, in any proportion you want, and direct deposit the funds into up to three different accounts with U.S. financial institutions.

Use Form 8888, Allocation of Refund to request to have your refund split. The accounts must be in your name. An account can be a checking, savings, or other account such as:

• A traditional individual retirement arrangement (IRA), Roth IRA, Roth SEP or SEP IRA,
• A health savings account (HSA),
• An Archer MSA, or
• A Coverdell education savings account (ESA).

You can’t have your refund deposited into more than one account if you file Form 8379, Injured Spouse Allocation.