Reference Materials about the Credit Counseling Industry

Agency Resource  Resource Description
IRS Written testimony of Mark Everson, Commissioner of Internal Revenue PDF Before the Permanent Subcommittee on Investigations, Committee on Governmental Affairs, United States Senate, Hearing on the Role and Tax-Exempt Status of Certain Not-For-Profit Credit Counseling Agencies (March 24, 2004)
U.S. Senate Profiteering in a Non-Profit Industry:  Abusive Practices in Credit Counseling Report prepared by the Permanent Subcommittee on Investigations of the Committee on Homeland Security and Governmental Affairs, United States Senate (April 13, 2005)
United States Trustee Program, U.S. Department of Justice Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA) PDF Explanation of a new law requiring credit counseling for some individuals seeking bankruptcy protection
Third-party Credit Counseling in Crisis:  The Impact on Consumers of Funding Cuts, Higher Fees and Aggressive New Market Entrants PDF A publication of the National Consumer Law Center and the Consumer Federation of America