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Nov. 6, 2026
Beginning Oct. 1, 2026, the Secretary of the Treasury automatically enrolled eligible children in Trump Accounts.
If your child is automatically enrolled, you don’t need to submit Form 4547 to open the account. However, you do need to claim and activate the account to manage it. If your child qualifies for the $1,000 government contribution, you must also elect to receive that contribution.
You can do both these things through your IRS Individual Online Account, the Trump Accounts app, or website.