What this notice is about We computed the tax on your Form 1040 or 1040-SR. You owe taxes. What you need to do Read your notice carefully. It explains how much you owe and how to pay it. Pay the amount due by the date shown in the notice. Make payment arrangements if you can't pay the full amount you owe. Contact us if you disagree with the amount of tax we computed. You may want to Use the Tax Withholding Estimator to check that you have enough money withheld from your paychecks to pay your taxes. Learn about your payment options. Learn about payment plans and installment agreements. Learn how to submit an offer in compromise. Frequently asked questions What if I can't pay what I owe? (updated Dec. 6, 2024) You can request a payment plan. How can I make a payment plan? (updated Dec. 6, 2024) Call us at the toll-free number on your notice to discuss payment plans. What should I do if I disagree with the notice? (updated Dec. 6, 2024) You can write or call us using our contact information found on the notice. If you write us, be sure to explain why you disagree and provide any information you have (such as cancelled checks, amended returns, etc.) or have the paperwork ready if you call. Am I charged interest on the money I owe? (updated Dec. 6, 2024) You won’t be charged interest on the amount shown on the notice if you pay the amount owed in full on or before the "pay by" date. Will I receive a penalty if I can't pay the full amount? Yes, you'll receive a late payment penalty. You can call us at the number on your notice if you can't pay the full amount because of financial problems. Contact us by your payment's due date. Based on your situation, we may be able to remove the penalty. Helpful information Publication 17, Your Federal Income Tax (For Individuals) Publication 505, Tax Withholding and Estimated Tax PDF Publication 4134, Low Income Taxpayer Clinic List PDF Publication 4681, Canceled Debts, Foreclosures, Repossessions and Abandonments PDF Tips for next time you file Consider filing your taxes electronically. Filing online can help you avoid mistakes and find credits and deductions that you may qualify for. In many cases you can file for free. Reference tools Publication 1, Your Rights as a Taxpayer Notice Topic 651 Notice Topic 653 Full list of tax forms and instructions Need help? You can authorize someone to represent you before the IRS or inspect and/or receive confidential tax information. You may be eligible for free help from the Taxpayer Advocate Service (TAS). See if you qualify for help from a Low Income Taxpayer Clinic. You can request a copy of your notice or letter in Braille or large print. If you can’t find what you need online, call the telephone number on your notice or letter.