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For you and your family
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Forms and Instructions

Individual Tax Return
Instructions for Form 1040
Request for Taxpayer Identification Number (TIN) and Certification
Request for Transcript of Tax Return

 

Employee's Withholding Allowance Certificate
Employer's Quarterly Federal Tax Return
Employers engaged in a trade or business who pay compensation
Installment Agreement Request

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Amend/Fix Return
Apply for Power of Attorney
Apply for an ITIN
Rules Governing Practice before IRS

Mortgage Interest Credit at a Glance

The mortgage interest credit helps lower-income individuals afford home ownership. You must contact the appropriate government agency about acquiring a Mortgage Credit Certificate (MCC) before getting a mortgage or buying a home.

If you itemize your deductions, you must reduce your home mortgage interest deduction by the amount of the mortgage interest credit you claim.

More Information

Tax Topic 505 - Interest Expense


Related Form

Form 8396 Mortgage Interest Credit (PDF)


Related Publication

Publication 17, Your Federal Income Tax, Chapter 38 - Other Credits - Under Nonrefundable Credits, see Mortgage Interest Credit for essential guidance

Publication 530, Tax Information for Homeowners - See Mortgage Interest Credit for detailed guidance