Third Economic Impact Payment

The third round of Economic Impact Payments was authorized by the American Rescue Plan Act of 2021 as an advance payment of the tax year 2021 Recovery Rebate Credit.

The IRS started sending the third Economic Impact Payments to eligible individuals on March 12, 2021.

We continue to send Economic Impact Payments weekly in 2021 as 2020 tax returns are processed.

Payments will be sent to eligible people for whom the IRS did not have information to send a payment but who recently filed a 2020 tax return.

Plus-Up Payments

We are sending additional or plus-up payments to people who:

  • Already received a third Economic Impact Payment based on a 2019 tax return or information received from SSA, RRB or VA, or
  • May be eligible for a plus-up payment based on their 2020 tax return

Check the status of your third Economic Impact Payment or “plus-up” payment with Get My Payment.

Do not call the IRS as our phone assistors don’t have information beyond what is available on IRS.gov.

For more information, see  the Questions and Answers about the Third Economic Payment.

We are mailing IRS Notice 1444-C to people who received a third Economic Impact Payment. Keep this letter with your tax year 2021 records.

Eligibility

Most eligible people won’t need to take additional action to get a third payment.

Due to new income limitations, some individuals won't be eligible for the third payment even if they received a first or second Economic Impact Payment or claimed a 2020 Recovery Rebate Credit.

Generally, someone is eligible for the full amount of the third Economic Impact Payment if they:

  • are a U.S. citizen or U.S. resident alien (and their spouse if filing a joint return), and
  • are not a dependent of another taxpayer, and
  • their adjusted gross income (AGI) is not more than:
    • $150,000 if married and filing a joint return or if filing as a qualifying widow or widower
    • $112,500 if filing as head of household or
    • $75,000 for eligible individuals using any other filing status

Payments will be phased out – or reduced – above those AGI amounts. This means people will not receive a payment if their AGI is at least:

  • $160,000 if married and filing a joint return or if filing as a qualifying widow or widower
  • $120,000 if filing as head of household
  • $80,000 for eligible individuals using any other filing status

Special Reminder for Those Who Don't Normally File a Tax Return

People who don't normally file a tax return and don't receive federal benefits may qualify for stimulus payments. This includes those without a permanent address, an income or bank account.

If you're eligible and didn't get a first or second Economic Impact Payment (that is, an EIP1 or EIP2) or got less than the full amounts, you may be eligible for the 2020 Recovery Rebate Credit, but you'll need to file a 2020 tax return or use the Non-filer Sign-up Tool. (If your income was less than $12,400 in 2020, or less than $24,800 if you are married, you may use the Non-filer Sign-up Tool. The tool is focused on the Child Tax Credit, but you do not need to have a child to use the tool to claim your Third Economic Impact Payment.) See the special section on IRS.gov: Claiming the 2020 Recovery Rebate Credit if you aren't required to file a tax return.

Amount of Third Economic Impact Payment

The third Economic Impact Payment amount is:

  • $1,400 for an eligible individual with a valid Social Security number($2,800 for married couples filing a joint return if both spouses have a valid Social Security number or if one spouse has a valid Social Security number and one spouse was an active member of the U.S. Armed Forces at any time during the taxable year)
  • $1,400 for each qualifying dependent with a valid Social Security number or Adoption Taxpayer Identification Number issued by the IRS

Getting Your Payment

Most eligible individuals will get their third Economic Impact Payment automatically and won’t need to take additional action. The IRS will use available information to determine your eligibility and issue the third payment to eligible people who:

  • filed a 2020 tax return
  • filed a 2019 tax return if the 2020 tax return has not been submitted or processed yet
  • did not file a 2020 or 2019 tax return but registered for the first Economic Impact Payment with the Non-Filers tool in 2020
  • registered through the 2021 Child Tax Credit Non-filer Sign-up Tool, which may also be used by people who do not have children
  • are federal benefit recipients who do not usually file a tax return.

Third Payments Differ from Previous Economic Impact Payments

The third payments differ from the earlier payments in several respects:

  • Income phaseout amounts changed. Payments begin to be reduced for individuals with adjusted gross income of more than $75,000 (or $150,000 if married filing jointly). The reduced payments end at $80,000 for individuals and $160,000 for married filing jointly. People above these levels will not receive any payment.
  • Payment amounts are different. Most families will get $1,400 per person, including all dependents claimed on their tax return. Typically, this means a single person with no dependents will get $1,400, while married filers with two dependents will get $5,600. 
  • Qualifying dependents expanded. Unlike the first two payments, the third payment is not restricted to children under 17. Eligible individuals will get a payment based on all of their qualifying dependents claimed on their return, including older relatives like college students, adults with disabilities, parents and grandparents.

More Information