2021 Child Tax Credit and Advance Child Tax Credit Payments — Topic E: Advance Payment Process of the Child Tax Credit

These FAQs were released to the public in Fact Sheet 2022-03 PDF, January 11, 2022.

A1. Advance Child Tax Credit payments were disbursed in monthly installments from July through December 2021.

Payment Month Payment Date
July 7/15/2021
August 8/13/2021
September 9/15/2021
October 10/15/2021
November 11/15/2021
December 12/15/2021

A2. If the IRS received the eligible individual’s banking information, payment was sent as a direct deposit. We used bank account information from the following sources, in the following order:

  • The eligible individual’s 2020 tax return, including information entered into the Child Tax Credit Non-filer Sign-up Tool in 2021.
  • The eligible individual’s 2019 tax return, including information entered into the Non-Filer tool on IRS.gov in 2020.
  • Your banking information listed in the Child Tax Credit Update Portal.
  • A federal agency that provides the eligible individual with benefits, such as: Social Security Administration, Department of Veterans Affairs, or the Railroad Retirement Board.

If we did not have bank account information to issue a direct deposit, we sent advance Child Tax Credit payments by mail. 

Disbursement of advance Child Tax Credit payments began in July and continued on a monthly basis through December 2021, generally based on the information contained in your 2019 or 2020 federal income tax return.  If you are eligible for the Child Tax Credit, but did not receive advance Child Tax Credit payments, you can claim the full credit amount when you file your 2021 tax return during the 2022 tax filing season.

A3. Yes. Your advance Child Tax Credit payments were recalculated after the IRS processed your 2020 tax return. We adjusted your remaining payments in 2021 to increase or decrease the total amount of your advance Child Tax Credit payments that should have been disbursed to you during 2021.